Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.
Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.
In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
##本周的audiobook。无甚新意,降低了人们对致富的预期,要人们理性一点,从认清自己的实际需求做起。除了luck外,普通人能做的就是多储蓄,甚至是不需要理由的储蓄,以及be patient。比较好的部分是讲到投资选择和风险偏好时,提到了每个人都因为自己独特的背景和认知而不同,这里没有对错
评分##虽然文笔和结构流于专栏作家体,但是许多朴素的真理不破。有关储蓄,欲望管理,和对风险的理解这几点与身边许多投资人契合度很高,也是我深以为然的。从理财角度唯一旗帜鲜明不赞同的应该是作者在低利率的大环境和自身高储蓄、较稳定现金流的情况下坚持全款购房的选择了。
评分##不要贪,知道什么是enough;不要老想着跑赢大盘;少花钱多存钱然后看复利的力量;rich 是你花出去的钱,wealth 是你没花出去的钱; 财务自由可以买来自由,干啥的自由,不干啥的自由,和谁干的自由以及干多久的自由
评分##存钱存钱存钱,吃饱睡好躺赢。
评分##perfect
评分##存钱存钱存钱,吃饱睡好躺赢。
评分##- Make sure your mindset of money is clear - Money is never enough, what’s important is if it supports your living - Compounding factor is important, be friend with time - Save more spend smarter - Allow room for error for the unexpected changes - Volatility is the price of return, cost of admission to get return
评分##当头棒喝!
评分##还可以,最重要是要存钱,存钱,存钱,不要当月光族
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